According to Irvington Insurance, many individuals are driving without auto insurance in Indianapolis, IN. This means that such individuals do not have any coverage to cater for unseen eventualities while driving. In such situations, these drivers are likely to face the following consequences, especially when they are involved in an accident.
Pay Heavy Fines
All states and districts around the country stipulate that every car on the road should have at least a basic auto insurance catering to associated liabilities. Failure to have such insurance policies will attract some heavy fines, which might prove very difficult to handle. Many people have been forced to pay heavy fines in Indianapolis, IN, after being caught by patrol police driving without insurance.
Pay Losses for Damages Caused
Besides paying the heavy fines to the state or federal government, a person driving without auto insurance will be required to pay for all the losses or damages caused during an accident. In most cases, liability insurance pays for third-party losses and other damages caused by unintentional accidents. However, individuals will be forced to dig deep into their pockets without liability insurance and pay for such expenses.
Cater for Own Damages
Besides paying for losses incurred by third parties in an accident, a person without auto insurance will have to pay for their own damages and sometimes medical expenses, especially when they experience body harm. However, with auto insurance, all the personal damages and medical expenses will always be covered by the insurance organization. A person will not incur out-of-pocket expenses.
Do You Need Auto Insurance?
If you live in Indianapolis, IN, you don’t have to face all these unnecessary fines and expenses. You can get auto insurance from Irvington Insurance to help you cover all the bills and help you save some money. Contact us today for more information about auto insurance.