My Home Was Just Damaged By Fire – How Do I File A Claim?

Your home insurance policy should cover damage caused by fire, which is a common peril covered by typical policies. 

Filing a homeowner insurance claim can be a stressful process if you don’t know what to do. Getting help from your insurance agent is the best way to make the process easier.

Your insurance agent at Irvington Insurance, servicing Indianapolis, IN, can provide you with the information you need to file a claim on your home insurance. Here’s what you need to know. 

Document Damage

Documenting damage is one of the first steps to filing a home insurance claim. To do this, you’ll take pictures of the damage and keep all information relating to what happened.

If you file a police report, keep copies of that report for your insurance claim. Your insurance agent will give you information on what specifically needs to be documented. In addition, you may receive paperwork about your insurance claim. Keep that paperwork for yourself. 

Call Insurance Agent

Early in the process, call your insurance agent to get information about moving forward with an insurance claim. One of the things you’ll need to know is how much your deductible is.

If the damage exceeds your deductible, you may decide not to file an insurance claim. Your insurance agent can provide you with paperwork about your policy if needed and can help walk you through the steps of filing a claim. 

Make the Repairs

Once you’ve coordinated with your insurance agent, then it’s time to start the repairs. Save all receipts and paperwork during this process. This information will be important for filing your claim. 

Do you have questions about filing a claim after a home fire? Call Irvington Insurance, servicing Indianapolis, IN, to learn more about how we can help you.