Are You Too Old For Life Insurance?

We at Irvington Insurance know that far too many older people think their life insurance window is closed. That’s not the case! If you live in Indianapolis, IN, and are a senior with no life insurance protection, please read on to learn more about why it’s never too late to apply.

It’s Never Too Late to Get a Policy 

A common misconception is that you can’t get life insurance once you reach a certain age. That’s not true. Many people in their 50s to 70s get insurance all the time. It’s a smart idea because it can protect you and your family in various important ways.

For example, it can pay for your funeral expenses and even help your family as they prepare to sell your home, disperse your estate, or take other important steps. You can’t ignore it, so make sure you look for a policy that seems right for your needs.

Term-Life Policies Work Well for Many 

While whole life insurance policies are a popular option for many people, they may not be the best choice for older adults. Instead, a term-life policy is probably a better choice for you. That’s because they typically cost less than a whole life and provide strong protection. 

Furthermore, most term-life policies last between 10-30 years, which is a good amount of time for older adults. For example, if you’re in your 70s, a 30-year plan is probably a wise investment and is typically available at far less than a more expensive whole-life insurance option.

We Can Help You!

Don’t think it’s too late to get life insurance coverage! At Irvington Insurance, we’ve helped many Indianapolis, IN your age or older get the policies they deserve. Please don’t hesitate to contact us if you’re interested in coverage, and we’ll do what we can to help you out.