When you submit a claim against your auto insurance, it’s important to have all of your information straight and to know what your insurance company needs from you to make that claim.

At Irvington Insurance, servicing Indianapolis, IN, we proudly provide information to our customers to help them through the claims process. We know that filing an insurance claim can be stressful, and we’re here to make the process as smooth and stress-free as possible. Here’s what you need to know. 

1. Know Your Deductible

Your deductible is the amount you must pay for your vehicle repair before your auto insurance will pay. The deductible varies from one policy to another.

Some people choose a higher deductible because it will save them money on their auto insurance policy, while others choose a lower deductible because they want to pay less if they have to file a claim. You can find your deductible amount by contacting your insurance agency or looking at your policy. 

2. Know How Long You Have to Submit a Claim

Your insurance agency will require your claim to be submitted within a certain period. This information is important, especially if you don’t plan to file your claim immediately after the covered event. 

3. Know What’s Required to Submit a Claim

Your insurance agency will require specific types of paperwork when you file a claim against your insurance. Knowing what’s required when you submit a claim will help you submit all the paperwork on time and keep your claim moving smoothly. At Irvington Insurance, servicing Indianapolis, IN, we can answer your questions and give you the information you need to submit a claim through your car insurance. Call today.