Is Auto Insurance Required in Indiana?

Irvington Insurance serves Indianapolis, IN and its surrounding area and has many insurance offerings that can help keep you and your family safe. From home insurance to auto, life, and commercial insurance, we have something for everyone.

In this post, we’ll be sharing the importance of auto insurance and how you can properly protect yourself and your family while on the roads in Indiana. 

The state of Indiana requires all drivers to carry liability insurance. Additionally, you must have uninsured and underinsured motorist coverage. The required amount of liability coverage is $25,000 per person, with $50,000 total per accident and $25,000 for property damage.

While this is a good start, it is the bare minimum protection you can have. If you have young drivers or a large family, you’ll want to ensure everyone on your policy is fully covered and protected. 

Driving in Indiana is the primary way residents here get around; from commuting to work, driving to school, running errands, and the like – having a vehicle is essential if you live in the Indianapolis, IN area. 

Because so many people drive in this area of the country, the risk involved in driving increases significantly. With more drivers on the road comes a higher risk of collision or accident. You may be a cautious and safe driver, but you can’t control who is on the road when you are and what they’re doing in the car. 

A full coverage auto insurance policy gives you peace of mind every time you get in the car. Knowing that if you do get into an accident, whether it’s your fault or not, your insurance plan will protect you financially is a huge relief. 

If you need auto insurance, contact Irvington Insurance today. We’re here to help!