Every homeowner hopes they will never have to file a claim with their home insurance company, and the residents of Indianapolis, IN, are no exception. However, if you ever need to file a claim, there are three essential things to have: a reliable home insurance policy, a comprehensive home inventory, and an independent insurance agent who will support you every step of the way. In Indianapolis, IN, that agent is Irvington Insurance. Since 2007, we have been dedicated to providing personalized service to our customers, always prioritizing their needs.

What Is a Home Inventory?

A home inventory is a detailed list of all the belongings in your home. From the attic to the basement and garage, you likely own far more items than you realize. Think about everything stored in your drawers, cupboards, and closets. If a disaster were to strike your home, would you be able to recall and describe every item in each room?

Why Do You Need a Home Inventory?

When filing a claim, your insurance company will accept a home inventory as proof of your belongings. It’s crucial to be as thorough as possible, including photos, serial numbers, and model numbers whenever available. This documentation can make the claims process smoother and ensure you receive proper compensation.

Where Should You Store Your Home Inventory?

Your home is not the safest place to store your home inventory. If your home suffers a total loss, your inventory could be destroyed as well. A safe deposit box is an excellent option for physical copies, and storing a digital copy in the cloud ensures you can access it anytime, anywhere.

At Irvington Insurance in Indianapolis, IN, we work for you. From the moment we help you select a home insurance policy to assisting with claims and answering your questions, we are here to support you every step of the way.